Finding the Right Real Estate Agent

When looking to buy a home, it takes a team of people to assist you with that goal. The real estate agent is a key member of the “team” you build while home-shopping. Just like anybody you work with on this important project, you want somebody who is knowledgeable, a strong advocate during sales negotiations, and whose personality fits well with your own. There are many avenues for seeking a real estate agent, and a few things to keep in mind as you go about that search.

Word-of-mouth is possibly the best way to find an agent. The agents who build the most successful businesses, whether or not they’re part of a larger firm, are those who satisfy their clients. Their business thrives based on the referrals those clients give. If somebody you trust has recently purchased a new home, ask how they liked their experience. You can also check online listings, which may include customer reviews. These may be less reliable than a personal referral, but they can give you some insight. Finally, ask your mortgage broker or other professional about the people they prefer to work with…this can help you build a team that’s completely on the same page as you. I am more than happy to offer some options based on my 10 years of experience of working with the real estate community.

Share
Read More...

No Comments »

Keeping A Warm Home

Here we are again. The temperature dips and Christmas music can be heard everywhere. November means preparing for family visits and Thanksgiving dinner, and it also means it’s time to start preparing for the winter ahead. Here’s an overview of the things you’ll need to check and maintain in order to “winterize” your home.

Share
Read More...

No Comments »

Understanding the Debt-to-Income Ratio

Most of the factors that go into the underwriting approval process of a mortgage application are fairly straightforward—a first-time homebuyer can understand the basics of what is being assessed in their debt, income, and credit history. The debt-to-income ratio, however, is a unique instrument of the mortgage lender, and might not be as clear on the surface.

Share
Read More...

No Comments »

Older Entries »